Personal Insurance

Clawson: The Name for Better Texas Farm and Ranch Insurance

What is Farm and Ranch Insurance?

If you own a ranch or farm, your operation faces unique risks and liabilities. A standard business or home insurance policy probably won't proper coverages for your operation-if any.

To a certain degree, Texas farm and ranch insurance works similarly to standard home insurance in the Lone Star State. However, farm and ranch policies can also provide protection for barns, outbuildings, machinery, grain, hay, arenas and various other farm/ranch buildings.

Clawson: Insurance Know-how for Your Farm and Ranch Operation

Clawson Insurance Agency has the knowledge and experience to help you create a customized farm and ranch policy. We'll make sure your policy fits your operation's need for individual coverages. Whether you own your property and work the land, or rent to another party, we'll help you find the right insurance mixes to attain proper protection.

Is the land you work leased? No worries. We'll help you find suitable coverage regardless of your situation.

What are Your Farm and Ranch Coverage Needs?

Do you grow crops? Raise livestock or cattle? Are you a dairy farmer? Is your farm or ranch a commercial operation? Do you run a horse farm?

Whatever the size and coverage needs of your property, we'll shop our multiple insurance providers to find you the right coverages at price points that fit your budget:

  • Commercial Farm and ranch Insurance
  • Row Crop Farm Insurance
  • Dairy Farm Insurance
  • Livestock Farm Insurance
  • Equine Farm Insurance
  • Cattle Ranch Insurance

What Does a Typical Farm and Ranch Policy Cover?

Typical farm and ranch policies provide building coverages, combined with provisions to cover furnishings and equipment, including machinery and tools. If you raise cattle or other livestock, typical policies also provide accidental-death coverages for your animals due to:

  • Lightning strikes
  • Fire
  • Attacks by predators
  • Shooting
  • Drowning

Standard farm and ranch insurance in Texas also includes a liability provision. This coverage provides protection if someone with permission to be on your property suffers bodily injury or property damage due to an accident. You can also add umbrella coverage to extend your protection in case you end up in court over a liability claim.

Additionally, if you live on your property, a typical farm and ranch policy will also cover your personal belongings:

  • Clothing
  • Furniture
  • Appliances

Texas Farm and Ranch Insurance Customized to Your Unique Needs

Your coverages needn't be limited to what's provided by typical Texas farm and ranch insurance. These policies can be tailored to include additional buildings, machinery or even accidents caused by one of your animals. You can also add provisions to cover:

  • Milk contamination
  • Crop damage
  • Cargo
  • Flood
  • Fire liability
  • Employers liability
  • Equine liability

Contact Clawson Insurance Agency Inc for a Free Texas Farm and Ranch Insurance Quote

What coverages do you need for your farm and ranch operation? Not sure? Interested in exploring your options? If you’ve got questions about Texas farm and ranch insurance, we’ve got the answers you need to make informed policy decisions! If you’re ready to see how much you could save on Texas farm and ranch insurance, call Clawson Insurance Agency today at 979-849-7784! For a free online Texas farm and ranch insurance quote, fill out the quote form on this page!